Many times we are asked the same questions regarding prearranged funerals. Listed below are the most commonly asked questions and answers. Your questions are always welcome and counsel is always freely provided.
- What happens to my money when I pay for my funeral arrangements in advance?
Indiana law requires funds for pre-paid funeral expenses be held in irrevocable trust accounts. This can be accomplished with a bank trust or a specialized life insurance policy. These accounts earn interest to help offset the rise in costs from the time the account is established and the time of need. Funds held in irrevocable trusts are Medicaid approved and cannot be obtained by anyone until time of need. McKee Mortuary has successfully used irrevocable accounts for over 25 years.
- Why is it important to make funeral arrangements in advance?
Making funeral arrangements in advance prevents your family and loved ones from making decisions at an already difficult time in their lives. It also helps them avoid “emotional overspending”—spending more on a funeral than you may have wished.
- What is the difference between my insurance policy and a funeral trust?
A funeral trust allows you to deposit funds into an account that guarantees funds will be available for final expenses. With your life insurance policy, there is no guarantee that the money will be available at your time of need.
- Do I have to pay everything at once when I prearrange my funeral?
No. There are payment plans available from the companies that provide irrevocable funeral trusts. Ask a counselor from McKee Mortuary to find out what your options are.
- What does it cost to set up funeral arrangements in advance?
There is no charge to sit down with a counselor from McKee Mortuary and share with them your wishes. The only investment is a little of your time.
- Can I have viewing with cremation?
Yes. Cremation is only the means of final disposition. The family may choose to have a public visitation and a traditional funeral.
- Can I have services with cremation?
Almost all cremations have a service associated with them. They range from a traditional visitation, funeral and burial at the cemetery, to a private memorial service. Memorial services can be held anywhere a family finds fitting to celebrate the life that was lived.
- What do I do if death occurs while out of town?
While difficult to imagine, it happens more often than you think. First notify your local funeral home and they will take care of all of the transportation, documentation and arrangements required to bring a loved one home. While additional cost will be incurred, there are plans available that can eliminate expenses if arranged in advance.
- Can I put my final wishes in my will?
Funeral arrangements are not usually put in a will because a will is not read until after the funeral. A will is set up to disperse personal property and effects days, sometimes weeks, after the funeral.
- How much does a funeral cost?
The cost of a funeral varies greatly upon the services and merchandise a family chooses. The best way to explore funeral cost is to sit down with a counselor from McKee Mortuary and get detailed cost information.
- How old should I be before setting up funeral arrangements in advance?
There is no age requirement in making arrangements in advance and there is no cost. All it takes is a few minutes of your time to give you and your loved ones peace of mind.
- What is the importance of a funeral service?
A funeral service is designed to help family and friends grieve and heal from the loss of their loved one and to acknowledge and celebrate the life that was lived.
- Can I arrange for a monument without placing it in the cemetery?
Yes. Making decisions about a cemetery monument in advance of need also relieves your family of the burden of selection. You need not prepay or have it placed in the cemetery. Simply provide instructions for your survivors.
Choosing a memorial for your loved one can be an overwhelming experience. Our staff is well trained and can assist you with every detail.
Knowing that each family has different desires for funeral services, we offer a wide variety of choices.
- Full Name
- Date of Birth
- Social Security #
- Mothers Maiden Name
- Fathers Full Name
- Place of Birth
- Nick Name
- Resume or Professional Info / Career (Obituary)
- Address of the Deceased
- Proof of Military Service (Only if Applicable)
- Socks or Stockings
- Suit or Dress
View our FAQ section for answers to your questions